Axion Insurance
How Axion Insurance uses personal data of customers and policyholders: what is collected, why, who it is shared with, how long it is kept and your rights.
Explore insurance products · Read the claims guide · Verify a certificate
Insurance built for Ethiopia
For the car you drive, the family you support and the plans you are building. Choose your cover, see every term and keep proof on your phone.
Cover is underwritten by licensed insurance carriers.
Get a quote
Start with the person or thing that matters to you. We will show your available options, price, licensed carrier and full terms before you decide.
How it works
From choosing cover to making a claim, every step is designed to be understood. No hidden terms and no guessing who provides your insurance.
1 · Choose
Tell us what you want to protect and compare the available options through a participating bank, MFI, SACCO, fintech or agent.
2 · Review and pay
See the premium, benefits, exclusions, waiting periods and licensed carrier. Pay in Ethiopian birr using the available payment method.
3 · Stay protected
Keep your digital certificate close, receive renewal reminders and submit and track a claim with clear status updates.
Products
Start with the protection you need today. Every option explains what is covered, what is not and who underwrites the policy before you buy.
For the road ahead
Comprehensive cover (own damage, theft and fire, plus third-party liability) or third-party liability only.
View motor cover
For everyday care and emergencies
Medical cover for a household of up to eight members, with basic and family plans.
View health coverFor the people behind every loan
Clears the outstanding loan balance on death or permanent disability, so a family does not inherit the debt.
View loan protectionFor family at home
Hospital care and an accidental death benefit for family in Ethiopia, paid for from anywhere.
View family coverFor customers
Buy with confidence, keep your documents together and know what is happening when you need help.
Sign in with a one-time code sent to your phone or email. Identity checks depend on the product you choose.
Every quote shows the premium, what is covered, what is not, the waiting period and how to claim, before you buy.
See the available payment methods before you pay. Your policy explains renewal dates and any grace period.
Your certificate arrives as soon as the policy is issued, with a PDF and a QR code anyone can verify online.
Pick a policy, upload photos and documents, and follow every step. Message your assessor and get SMS updates.
SMS reminders before renewal, and a grace period before a missed premium lapses the policy.
If more information is needed, you will know what to send. If a claim is rejected, you can appeal the decision.
For partners
Help your customers find cover through your bank, microfinance institution, SACCO or business. Our team will help you plan how customers apply, pay and get support.
Tell us who you serve and what cover they need. We will discuss suitable products, responsibilities and the steps to get started.
Speak with our partnerships team.
Trust
Axion Insurance provides the technology and distribution platform. The insurance itself is underwritten by licensed carriers, and every quote, policy and certificate names the carrier and its licence.
You always know who insures you. The carrier's legal name and licence are on the quote and the certificate.
Your quote shows the premium and any discounts before you decide to buy.
Contact your insurer or the partner you bought through when you need help with your cover.
Scan the QR code or enter the code to confirm a certificate is genuine and in force.
Good to know
Understand your cover before you buy.
A licensed insurance carrier underwrites each policy and bears the risk. Its legal name and licence appear on your quote, policy and certificate.
You can buy through participating banks, MFIs, SACCOs, fintechs, employers, diaspora platforms and agents. The available channel is shown on each product page.
Scan its QR code or use the certificate number on our verification page to confirm its current status online.
Tips & resources
Plain-language guidance for choosing cover, managing costs and knowing what to do next.
Understand the words that shape what you pay and what your policy covers.
Learn the basicsUse your vehicle value, household needs, debts and dependants as a practical starting point.
Review the guideSee how safer choices, product rules and eligible discounts can affect your price.
Explore discountsProtect people first, document the scene and gather what you need for the claim.
See the claim stepsMobile app
Buy cover, pay, download your certificate and track claims from your phone. Until the app is published, you can buy cover through our partners.
Your policies
Motor insurance
ActiveCertificates
Proof of cover
SampleTrack a claim
