Insurance built for Ethiopia

Cover for life in motion.

For the car you drive, the family you support and the plans you are building. Choose your cover, see every term and keep proof on your phone.

Get a quote See how it works

Cover is underwritten by licensed insurance carriers.

  • Licensed protectionEvery policy names the carrier bearing the risk.
  • Clear before you buySee the price, cover, exclusions and claim steps upfront.
  • Proof in your pocketReceive a digital certificate with online verification.

Get a quote

What would you like to protect?

Start with the person or thing that matters to you. We will show your available options, price, licensed carrier and full terms before you decide.

How it works

Protected in three clear steps.

From choosing cover to making a claim, every step is designed to be understood. No hidden terms and no guessing who provides your insurance.

  1. 1 · Choose

    Find the right cover

    Tell us what you want to protect and compare the available options through a participating bank, MFI, SACCO, fintech or agent.

  2. 2 · Review and pay

    Know exactly what you are buying

    See the premium, benefits, exclusions, waiting periods and licensed carrier. Pay in Ethiopian birr using the available payment method.

  3. 3 · Stay protected

    Use your cover when it matters

    Keep your digital certificate close, receive renewal reminders and submit and track a claim with clear status updates.

Explore coverSee how claims work

Products

Cover designed around real life in Ethiopia.

Start with the protection you need today. Every option explains what is covered, what is not and who underwrites the policy before you buy.

More ways to protect what matters

  • Life
  • Travel
  • Property / home
  • Business / SME
  • Takaful

Explore every product

For customers

Your cover, always within reach.

Buy with confidence, keep your documents together and know what is happening when you need help.

  • Secure sign-up

    Sign in with a one-time code sent to your phone or email. Identity checks depend on the product you choose.

  • Know before you buy

    Every quote shows the premium, what is covered, what is not, the waiting period and how to claim, before you buy.

  • Pay in Ethiopian birr

    See the available payment methods before you pay. Your policy explains renewal dates and any grace period.

  • Proof ready to share

    Your certificate arrives as soon as the policy is issued, with a PDF and a QR code anyone can verify online.

  • Track every claim step

    Pick a policy, upload photos and documents, and follow every step. Message your assessor and get SMS updates.

  • Stay covered

    SMS reminders before renewal, and a grace period before a missed premium lapses the policy.

Follow a claim from start to finish

  1. Submitted
  2. Under review
  3. More info needed
  4. Approved
  5. Paid

If more information is needed, you will know what to send. If a claim is rejected, you can appeal the decision.

For partners

Offer insurance under your own brand.

Help your customers find cover through your bank, microfinance institution, SACCO or business. Our team will help you plan how customers apply, pay and get support.

  • Cover suited to your customers
  • Help with applications and payments
  • Clear policy documents and renewal reminders
  • Support when customers need to make a claim
Start a partner conversation
Work with Axion

Tell us who you serve and what cover they need. We will discuss suitable products, responsibilities and the steps to get started.

Speak with our partnerships team.

Trust

Licensed carriers bear the risk.

Axion Insurance provides the technology and distribution platform. The insurance itself is underwritten by licensed carriers, and every quote, policy and certificate names the carrier and its licence.

  • Named carrier, every time

    You always know who insures you. The carrier's legal name and licence are on the quote and the certificate.

  • Clear pricing

    Your quote shows the premium and any discounts before you decide to buy.

  • Help with your policy

    Contact your insurer or the partner you bought through when you need help with your cover.

  • Check any certificate

    Scan the QR code or enter the code to confirm a certificate is genuine and in force.

Good to know

Straight answers before you choose.

Understand your cover before you buy.

Who actually provides my insurance?

A licensed insurance carrier underwrites each policy and bears the risk. Its legal name and licence appear on your quote, policy and certificate.

Where can I buy Axion Insurance cover?

You can buy through participating banks, MFIs, SACCOs, fintechs, employers, diaspora platforms and agents. The available channel is shown on each product page.

How do I know a certificate is genuine?

Scan its QR code or use the certificate number on our verification page to confirm its current status online.

Tips & resources

Practical help, when you need it.

Plain-language guidance for choosing cover, managing costs and knowing what to do next.

Browse all resources

Mobile app

Get the Axion Insurance app

Buy cover, pay, download your certificate and track claims from your phone. Until the app is published, you can buy cover through our partners.

  • Coming soon on theApp Store
  • Coming soon onGoogle Play
Axion Insurance

Your policies

Motor insurance

Active
My family
Certificates
Get covered
Axion Insurance

Certificates

Proof of cover

Sample
Download PDF
Axion Insurance

Track a claim

Submitted
Under review
Decision
Claims help
Illustrative app preview. No real policy or customer information is shown.